How To Guide

How To Invest Your Surplus Money

Eager to invest your surplus money but don’t know where to start? Read this blog to find out the top ways in which you can invest your surplus money in India.
April 18, 2024
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A surplus is any amount of money that’s left after accounting for all your monthly expenses. Maybe you’ve received a neat bonus from your company or seen a sudden windfall in the form of inheritance.

Either way, it’s important to figure out what to do with the extra money that you’ve got. Truth be told, most people may find this to be difficult due to a lack of financial knowledge, temptation to splurge, or both. You can consult a Cube Wealth Coach or download the Cube Wealth App.

Lucky for you, we’ve compiled a list of ways in which you can put your surplus money to good use. Let’s start by answering the most important question - what to do with surplus money?

What To Do With Surplus Money?

You may be faced with 3 broad choices when it comes to doing something with your surplus money. You can either:

1. Invest

2. Save

3. Splurge

If you’ve landed on this article, it probably means that you’re more interested in knowing about #1 and #2. That said, saving your surplus money by parking it in a bank account is counterproductive. 

The reason being the average savings account interest rate is 2.5% wh

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