How to Start Investing? A Beginner's Guide to Investing

“How to start investing” is a question people often ask when they begin investing money. Whether you’re investing in stocks or simply looking for the best mutual fund investments, this is a good question to ask.

While we all want to invest money, only a few of us understand how to invest and even fewer have an investment plan. In this piece, we’ll explain how you can start investing and also share investment tips for beginners.

If you’re keen on investing in stocks and want to invest in companies you love, then we have a financial treat for you! Cube Wealth is India’s Pioneer For Diversifying Investments Across Continents and now lets you invest in US stocks.

Not ready to invest yet? Read on and learn to invest and understand how investing works on this blog.

Prefer a video to an article? We’ve got you covered! Just watch our episode of The Cube Wealth Show, where we explain How to Start Investing?

Why Start Investing?

There are many types of investments available today. Some people like investing in stocks, others prefer mutual funds. But why do people start investing? After all, it requires effort, discipline and patience.

Well, everyone who wants to secure their financial future should consider investing. This is because as inflation rises the value of your money keeps reducing. While the percentage of inflation may seem small to you it has a brutal impact on your savings.

You should start investing to try and earn enough returns to meet if not beat inflation. If you invest using the Cube Wealth App you will easily be able to invest and earn healthy returns no matter what your investment needs are.

What Are My Investment Options?

To begin with, there is no one best investment method, there are several best ways to invest money. Let’s look at some basics:

1. Stocks
2. Mutual Funds
3. Fixed Deposits
4. Gold
5. ETFs or Exchange Traded Funds
6. Government Schemes
7. Real Estate
   

There are many more, but to keep things simple let us stop at these 7 for now. Each of these investment options has its own benefits and drawbacks. You can read about these and other investment options in these stories:

1. Investing in US Stock Market From India
2. Is Gold A Good Investment?
3. P2P: Alternative Investment Option
4. Investing in Equity Mutual Funds

What Do I Invest In?

Your investment approach needs to be different based on multiple factors. For example, investing for beginners will be very different from the investment plans of a seasoned investor.

We recommend you email a Cube Wealth Advisor for a free consultation. He or she will be able to understand your financial goals, risk appetite and the time duration you should look to invest for.

However, investing in mutual funds via a SIP or systematic investment plan is an investment method that works for all types of investors.

Try Our SIP Calculator For Free & check how much you could earn through mutual funds.

Want to get started with investments? See our list of:

1. Top 20 Best Mutual Funds Content
2. NRI Mutual Fund Investment Options
3. Best Equity Funds To Invest In 2019
4. Best Debt Funds To Invest In 2019

You can also use our free tool and assess your current financial portfolio to help make this decision

Try Our Free MF Analysis Tool

How Do I Begin Investing?

To start investing follow the steps below:

1. Download the Cube Wealth app
2. Enter your investment amount
3. Enter your risk appetite
4. Enter your investment time horizon
5. Hit search
   

This will show you the best investment options for you. You can also connect with a Cube Wealth Advisor and ask any doubts you may have.

Start Investing Now

FAQs - Frequently Asked Questions

Q. What are good investments for beginners?

Ans. Fixed Deposits, PPFs and Mutual Funds via the SIP route are good investments for beginners.

Q. How do I start investing with little money?

Ans. You can invest as little as Rs.500/month in a SIP using the Cube Wealth app. You can increase your investments whenever you feel confident and better prepared to invest.

Q. How much money do I need to start investing?

Ans. You can invest any amount over Rs.500 if you’re investing through a systematic investment plan. Any amount you invest is an investment but a good investment is one that is made after consulting an expert or doing ample research.

Q. What is the best age to start investing?

Ans. There is no right age to start investing the sooner you start the better because you will be able to earn more thanks to the magic of compound interest.

Conclusion 

Embarking on your investment journey as a beginner can be both exciting and empowering. This guide has provided you with essential insights into the world of investing, from understanding your financial goals and risk tolerance to exploring various investment options and strategies.

The key takeaways are to start early, diversify your investments, and stay informed. The path to successful investing involves setting clear goals, creating a financial plan, and consistently investing over time. Remember that investing is a long-term endeavor, and it's important to remain patient and disciplined, even in the face of market fluctuations.